Jimmy Singer is engaged by policyholders, insurance carriers, and as a neutral umpire. In every role, the commitment is the same: accurate, independent, and professionally defensible.
Core Services
When retained by a policyholder, Jimmy conducts a thorough, independent assessment of the covered loss. His evaluation is based entirely on the facts on the ground — the physical damage, applicable policy language, and professional estimating standards — not on a predetermined outcome.
Jimmy's assessments are well-documented and methodologically sound, producing an appraisal that accurately reflects the scope of the loss and can withstand review by any party or umpire.
Jimmy is also retained directly by insurance carriers who need a competent, independent appraiser. The same professional standard applies: a thorough inspection, accurate documentation, and an assessment that reflects the actual covered loss — nothing more, nothing less.
Carriers can rely on Jimmy for appraisals that are fair, defensible, and grounded in industry standards — reducing the risk of over- or under-settlement.
When two appointed appraisers cannot reach agreement, a neutral umpire makes the final, binding determination. Jimmy serves as a certified umpire with no allegiance to either the policyholder or the carrier — his sole obligation is to render a fair and accurate decision based on the evidence presented.
As a CPLAU-certified umpire licensed in 22 states, Jimmy brings the independence, expertise, and professional judgment that both parties can trust to produce a credible resolution.
Whether you're a policyholder trying to understand your options, or a carrier seeking an independent perspective on a disputed claim, Jimmy offers a straightforward consultation to explain the appraisal process and how it applies to your specific situation.
There's no pressure and no obligation. Just straight answers from someone who has worked all sides of this process.
Book Your Free ConsultationCommon Questions
The appraisal clause is a provision written into most homeowners insurance policies that allows you to formally dispute a settlement amount without going to court. Each side appoints a qualified appraiser. If those appraisers disagree, a neutral umpire makes the final binding decision. It is typically much faster and cheaper than litigation.
Most standard homeowners policies include an appraisal clause, but the specific language varies. Look for a section titled "Appraisal," "Dispute Resolution," or "Loss Settlement" in your policy documents. Jimmy can review your policy language during a free consultation and tell you exactly what rights you have.
Yes — and this is critically important. Most policies require you to invoke the appraisal clause within a specific timeframe after receiving a settlement offer or denial. Missing this deadline can forfeit your right to dispute. If you've received an offer you're unhappy with, contact Jimmy immediately.
A public adjuster manages your overall claim from the beginning. An appraiser is specifically engaged once a dispute has arisen over the settlement amount and the appraisal clause has been invoked. The two roles serve different stages of the claims process, and some situations benefit from one more than the other. Jimmy can help you understand which is right for your situation.
The initial consultation is always free. Jimmy's fees for appraisal services depend on the scope and complexity of the claim. He'll be transparent about all costs upfront during your consultation — no surprises.
Jimmy holds active adjuster licenses in 22 states: Texas, Alabama, Arizona, Arkansas, Florida, Georgia, Idaho, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, New Hampshire, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Utah, Washington, and West Virginia.